Privacy Policy
Last updated: January 30, 2025
At Evergreen Financial, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your data when you use our website or services. By accessing or using our services, you agree to the terms of this Privacy Policy.
1. Information We Collect
We collect various types of information to provide and improve our services:
- Personal Information: This includes your name, email address, phone number, business name, and financial information necessary for loan applications.
- Business Information: When you apply for our financial products, we collect information about your business, including business name, address, industry, annual revenue, and other relevant financial data.
- Usage Data: We collect information on how you interact with our website, including pages visited, time spent on each page, and other analytical data.
- Device Information: This includes your IP address, browser type, operating system, and other technical details about the devices you use to access our services.
- Cookies and Similar Technologies: We use cookies and similar tracking technologies to enhance your experience on our website and collect usage information.
2. How We Use Your Information
We use the information we collect for various purposes, including but not limited to:
- Providing, maintaining, and improving our services
- Processing and evaluating loan applications
- Assessing creditworthiness and making lending decisions
- Communicating with you about our services, updates, and promotional offers
- Conducting research and analysis to better understand our customers' needs
- Detecting, preventing, and addressing technical issues or fraudulent activities
- Complying with legal obligations and enforcing our terms of service
3. Information Sharing and Disclosure
We do not sell your personal information. However, we may share your information in the following circumstances:
- Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, and customer service.
- Business Transfers: If Evergreen Financial is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
- Legal Requirements: We may disclose your information if required by law, regulation, legal process, or governmental request.
- With Your Consent: We may share your information with your consent or at your direction.
4. Data Security
We implement appropriate technical and organizational measures to protect your personal information against unauthorized or unlawful processing, accidental loss, destruction, or damage. These measures include:
- Encryption of sensitive data in transit and at rest
- Regular security assessments and penetration testing
- Access controls and authentication procedures for our staff
- Employee training on data protection and privacy practices
While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
5. Your Rights
Depending on your location, you may have certain rights regarding your personal information:
- The right to access the personal information we hold about you
- The right to request correction of inaccurate or incomplete information
- The right to request deletion of your personal information
- The right to restrict or object to certain processing of your data
- The right to data portability
- The right to withdraw consent at any time, where processing is based on your consent
To exercise these rights, please contact us using the information provided in the "Contact Us" section below.
6. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include the nature of our relationship with you, legal obligations, and operational needs.
7. Children's Privacy
Our services are not intended for use by children under the age of 18. We do not knowingly collect personal information from children under 18. If you become aware that a child has provided us with personal information, please contact us, and we will take steps to remove such information and terminate the child's account.
8. Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this policy. We encourage you to review this Privacy Policy periodically for any changes.
9. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:
Evergreen Financial
277 Park Avenue
New York, NY 10172
Email: privacy@evergreenfinancial.com
Phone: (555) 987-6543
By using our services, you acknowledge that you have read and understood this Privacy Policy and agree to the collection, use, and disclosure of your information as described herein.